Meanwhile, Ms. When choosing your life insurance policy, consider factors like your age, health, income, living situation, and future financial goals. In a recent SUN Talks with Inigo, the Sun Life Ambassador talked about the “Spend, Share, and Save” method. (TSX: SLF) (NYSE: SLF) Sun Life executives led by Global CEO Kevin Strain and Philippine CEO & Country Head Benedict Sison recently made a courtesy visit to the Insurance Commission (IC) to align with. If I were to pick a song to describe my life so far, I’d choose “Just Got Lucky”; the 80’s hit of the band JoBoxers, and best remembered as one of the music soundtrack in the movie. ”. This is where life insurance proves to be a valuable financial tool for founders. has launched Sun Legacy, a limited-pay whole-life insurance product with a savings component that offers. Mark your calendar as to when your next visit to the auto shop will be. Opening an ukay-ukay where you can both sell secondhand things. “Sometimes, the more na manggigil ka, the higher the chance. 1 life insurer based on Total Premium Income and New Business, Sun Life Philippines (Sun Life) once again garnered the highest honors in the Trusted Brands Awards for 2023. Get back on track, SMEs! Free life insurance promo for Business Owners. Severity-based health insurance plan with ICU and Major CI benefits. Financial freedom doesn’t just happen. (Sun Life Foundation) is expanding its efforts to help public school teachers secure their finances as it launches a new batch of participants for Sun Pera-Aralan, its flagship financial management program. Financial Advisors have served as a lifeline to millions of Filipino families since life insurance came to our shores 125 years ago. When inflation rates surge, your emergency fund becomes a source of extra cash to cover the sudden increase in the prices of goods. Promo Period: October 21 to December 29, 2022. Sun FlexiLink is a peso-denominated Variable Universal Life (VUL) insurance policy from Sun Life Financial that offers coverage and protection for an insured person's family until. Calculations of sunrise and sunset in British Columbia – British Columbia – Canada for November 2023. 7. Not only can it be personalized based on priorities, but it. deposit slip, money transfer receipt, etc. Develop strategies that will boost emotional preparedness. The process of becoming a financial advisor is composed of five steps which ensure that all Sun Life Financial Advisors are well equipped in spreading the message of financial literacy. Inspect your car’s timing belt, fan belt, and aircon hose every Monday morning. Danao’s. With Sun FlexiDollar, let your dollars grow while preparing for your life goals! Start your financial journey with The Financial Bro now. The Fund aims to generate long-term capital appreciation by. Piolo shares, “I always remind Inigo to remember that you are working hard for something, for your future”. M. Sun Life Philippines has launched the Sun Life Financial Organizer, a digital tool designed to help people better manage, plan, and protect their financial future. This will help one to keep track of his/her spending, avoid living from paycheck to paycheck, and stay away from debts. Instead of shirking from the. In Frugal Honey, she chronicles her day-to-day money concerns, such as saving for an emergency fund and their family’s daily expenses. Sun Flexilink is the cheapest life insurance with an investment plan from Sun Life. Request a free sample proposal today! Freelancing is not the most stable of career paths, but it can be a satisfying and liberating career move. 3. 1. Dubbed as the Global Opportunity Payout Fund, the new product will invest primarily in a mix of foreign currency-denominated, income-generating, and capital-appreciating financial assets, allowing clients to expand their. Third Domingo, the only child of a public school teacher and a prison guard, now sits at the helm of a 120-people-strong company and counts a Japan-based global integrated marketing innovation company, Hakuhodo, as a partner. You should regularly assess your personal budgeting practices. As a Partner for Life, Sun Life offers different product solutions to safeguard your wealth, whether for yourself, for your family, or for your business. Control where your cash will be allocated. Don’t quit your day job. Causeway Bay, Hong Kong. As recommended, your emergency fund should have at least six months-worth of expenses. A green advocate and a member of Sun Life’s Brighter World Builders shares her passion to the cause of helping save tamaraws, a Philippine indigenous animal, and its relevance to being in harmony with nature. c. Marketing and Sales Growth Superstar Pinky Yee pushed the definition of corporate success in the last 30 years and is now redefining retirement. A clear description of what you want. Being a young professional with hardly any fixed expenses and debt leaves one with a relatively large amount of disposable income. What inevitably follows is the rise of. The launch of the peso versions of our global fund suite will allow our clients to diversify their financial assets without the inconvenience of having to exchange their Peso,” Sun Life of Canada (Philippines), Inc. Be practical. Place the computer in a common space where family members usually linger. Providing you financial security while making your money grow at the same time. To be away from home and family makes it challenging to work overseas. A plan may change over time, but you can easily adapt under the guidance of an expert and caring Partner for Life. Here are a few tips on how to turbo-charge your earnings while enjoying the freedom of the gig economy. By May De Jesus-Palacpac. MANILA - Sun Life said it is launching a new investment fund in a bid to help clients diversify their US dollar assets. 00. Learn about Sun Life FlexiLink plan, a VUL life insurance with investment and see a sample proposal. ("Company") to use and share your contact details and other personal data listed above to contact you with marketing or promotional activities regarding financial, insurance products through phone calls, mail, email, SMS or. The Sun Life Prosperity Funds were created with the Filipino investor in mind. It’s never too early to think of your own retirement whether you’re a first-timer or it’s just a few contracts more. Remote consultations. In preparation to the post-pandemic world, we’re here to remind you of simple tips on how you can be on top of your wellness and finances. In time with the Philippines’ celebration of its independence this June, Sun Life of Canada (Philippines), Inc. Over 422 million adults worldwide are living with diabetes, with Asian countries now accounting for more than 60% of cases worldwide. The Newlywed Starter Pack is. This is something that Piolo Pascual knows all too well, committed as he is to the promises he has made to his family as a son, a sibling, and a father. Invest in yourself. Buffet GC worth 10,000. Low morale can hurt productivity and inevitably. 1. They say that whoever controls your money controls your life. 8402 Fund Size USD 33,547,597 What does the Fund invest in? The Dollar Bond Fund is offered as a fund option exclusive to Sun FlexiDollar and Sun FlexiDollar1,. Sun Life aims to empower business owners with a financial plan to help you future-proof your business and personal life goals. camat@moneytalkph. T. Topics. Right now, you may be one of the many who are facing sudden. Those interested in Sun Peso Maximizer can look forward to a hassle-free application and policy approval through the Guaranteed Insurability Offer, subject to the limits of Sun Life. Sun Life Financial-Philippines Foundation, Inc. 68 Yee Wo Street. It is said that “Health is an investment and not an expense. Sun Life Philippines offers a wide range of financial solutions that are set to fulfill the needs for every important stage in our life. The first is the Spend bucket wherein you will have to budget how much you will spend on your needs and. We will temporarily be unable to take calls via (632) 8849-9888. 2. Your goals will inspire you to invest diligently and use your money well. August 30, 2023. Education. A plan may change over time, but you can easily adapt under the guidance of an expert and caring Partner for Life. If you want your kids to be smart about money, you first have to make them understand the value of it. ”. As the country's most trusted insurer, we want to help you rise above and take action towards your goals. Average return of Sun Life Prosperity Index Fund (aggressive risk) - 10%. For OFWs, he also conduct online video consultation through Skype, Viber, Zoom or FB Video Call. IN A bid to help clients diversify. Federico Suan, Jr. Sun Life Bldg facade. With a VUL plan, a policyholder has the option of putting in more than the regular premiumThis is great for those who are looking for. One-Time or Accumulated. In the same breath, Sunshine values the lessons of 2020. Sun Life is a business owner’s partner in health. Regular Pay Fund Value. Your credit limit signifies as to how much you can charge to the card. Drop your financial advisor a message and they’ll get back to you immediately. September 18, 2023. How the youth can be empowered to build their future. As a parent, you have the influence to shape your child’s relationship with money. From the start, she already knew the plan that she. The only time your money earns is when you beat inflation. However, the glitz and glamor of showbiz can easily. The said amount comprised of individual death and living benefits, group benefits, and maturities in life insurance and pre. Sun Life Bright Partner Promo Meet and Greet Piolo. There is no other way to get out of debt other than paying that debt. 2021. If you can live without it, better. Education. Armed with the windfall of Christmas bonuses or 13th-month payments, Filipinos are more prone to impulsive buying during the holidays. Achievable. Discover how our funds can work for your needs. The Fund aims to generate long-term capital appreciation by. It can provide the cash needed for health emergencies to ensure that savings and funding intended for business will be left untouched. Participants can now track their runs using a mobile phone or a smartwatch – no special gadgets required. (852) 2103-8888. MANILA, PH – (July Thursday, 2023) - Sun Life Financial Inc. “Let’s hope 2021 will be a kinder year,” she adds. Aside from the guaranteed life insurance benefit, clients can get annual earnings equal to 4% of the single premium paid, starting at the end of the first policy year until maturity. I could pay the bills, treat myself once in a while, and survive okay until the next payday. A 20- to 30-percent savings rate is an ideal target. Growth is. The young star has projects left and right, numerous billboards that sport his charming smile, and a fandom that is incredibly supportive of his engagements. August 02, 2021. “These fund options also leverage on existing strategies and allow clients to participate. It would be ideal if you can start ‘financially clean’ when building your emergency fund. Real-life tips to teach children about money: 1. Piolo Pascual, Inigo Pascual, Enchong Dee, Matteo Guidicelli, and Charo Santos-Concio are set to reveal who their lifetime partners are, in a deeply personal campaign which they co-created with Sun Life Financial dubbed “Kaakbay: Stories of Lifetime Partnerships. On top of this, Sun Life encourages all its clients to review their policies to see if they are entitled to benefits relating to COVID-19. The 50-30-20 rule works like this: 50% of your income goes to things you must have/need to spend on (rent, electricity, food, taxes), 30% goes to things you want to buy (that new iPhone, eating out, relaxing and watching a movie), and 20% goes to savings (bank savings, insurance, college funds, you name it). You don’t get to the other side of the field without your team mates passing you the ball. 4% meeting the global physical activity recommendation. The “Spend, Share, and Save” method. In a bid to help more Filipinos grow their wealth and leave a lasting legacy to their loved ones, Sun Life of Canada (Philippines), Inc. However, Sun Life offers you a better solution. A clear understanding of goals brings us one step closer to success. Read this article to learn about tips and lessons on investing wisely and managing personal finances. Lawyer Jill Sabitsana has been blogging about beauty and motherhood for seven years now but she recently pursued the subject of personal finance. The past months have been really exhausting mentally and physically. Sun Life and Hi-Precision Team Up to Promote Financial and Medical Literacy. Sun Life’s Philippine Stock Exchange index (PSEi) forecast for full-year 2023 is at 7,009. According to the Ninoy Aquino International Airport (NAIA), the airline traffic in Manila has increased 5. 4. The Sun Life Prosperity Card is an investment gift card worth PHP1,000 or PHP5,000 that you can invest in any of the peso-denominated mutual funds managed by Sun Life Asset Management Company, Inc. This is a multi-asset feeder fund that invests 90% of its net assets in a Target Fund 1 managed by BlackRock®, one of the world’s. Measurable. 2. You have to be knowledgeable about investments and continue learning. Chinese New Year traditions that attract good fortune. You do not have to be a registered financial planner just to start discussions about money with your child. As deaths and infections continue to surge everywhere, it is time for business owners to assess the impact of the journey toward. Filipinos looking to seize bright opportunities through responsible investing can now avail the Peso Global Sustainability Growth Fund, the first sustainability-driven VUL equity fund from Sun Life of Canada (Philippines), Inc. If you use sunflower oil on your face, try to avoid. This was a level-5 climb that takes six hours to complete and was not recommended for beginners. A. The Sun Life Prosperity Achiever Fund 2028 is a target-dated mutual fund that aims to generate long-term capital appreciation through a portfolio that shifts from aggressive to conservative as the Fund approaches its target date. Financial freedom for Filipinos who are retiring OFWs means being Home For Good® wherever they choose to in the world. The benefits of Sun Maxilink One and Sun Flexilink1 Sun FlexiLink1. SLAMCI e-Invest to Win Client and Advisor Promo. Frugal Honey by Jill Sabitsana. The benefits will be passed on to your loved ones to ensure the family. Do not miss your oil change and tune up. The world economy has ground to a complete halt. July 02, 2022. Being an investor in the stock market allows you to take part of. “That’s way above what I can afford. 5. Sun Acceler8; Sun FlexiLink; Sun FlexiDollar; Sun MaxiLink Prime; Sun MaxiLink Bright; Sun FlexiLink1; Sun FlexiDollar1; Sun MaxiLink One; Sun MaxiLink Dollar One; Sun MaxiLink 100 - NEW; Sun Wealth Prime 7 Under the tie-up, qualified Seedin members will receive a one-year Sun Life personal accident or life insurance worth P25,000 which will be provided for free by Seedin. It enables you to increase the earning. The information on this page is updated regularly and includes a map of all current wildfires,. A leap of faith: Go Negosyo's 2022 Inspiring Filipina Entrepreneur jumps from corporate to run her own social enterprise. 1. 5 tips to stay on track of your financial goals. Sison succeeds Troo President and CEO Hanz Loozekoot, who will be taking on a regional position as Ageas’ Chief Business Development Officer in Asia. Be honest and tell your friends straight up about your financial limitations. September 01, 2022. One Redditor shared before-and-after photos of her sister, who used a combination of Cosrx's Salicylic Acid Daily Gentle Cleanser and Selsun Blue dandruff. November 18, 2020. Problem #3: Too much debt. 4. Millennials (20 to 35 years old) now make up 31% of its clients, closely following Gen X-ers (36 to 55 years old) which comprise majority of SLAMCI’s clients at 47%. ₱6,000 for every ₱1M. You have to be knowledgeable about investments and continue learning. In the 80-20 rule, 20% of your income is allotted to savings. Attend the interviews or take the POP (Personality. Read the full mechanics here. Evaluate how much money you are making and determine the amount you can set aside for your health emergency fund. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. December18,2020. After exchanging emails and messages, we decided to meet at SM Cabanatuan City, a Sunday before Christmas day in 2017. 2. ”. 3. Right age to get life insurance. Choose one that fits your needs, either of the two most accepted {Visa or Mastercard}. Talk about money – Discussions about money should not be painful. Reports from the Bangko Sentral ng Pilipinas say that of about 36 million Filipinos with bank. USD 1. 9. How to make 2023 your best year ever. Global Opportunity Payout Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission. The Fund may invest in foreign currency denominated, income-generating financial assets such as, but are not limited to. Understand where each other is coming from, what are your hopes and dreams as an individual and as a couple are also important. Good health is key to living life according to your own terms, whether you’re pursuing your dreams, caring for your family, or enjoying your wealth. < 25kg/m 2 25-30kg/m 2 > 30kg/m 2. When on a limited budget, you have to use your money wisely. Sun Flexilink / Sun Flexilink1. Invest For Rewards 2021 Promo Extension. ”. 5. 2. Domestic traffic growth reached 7. “Looking at the bigger picture. g. Based on 2019 data, they earn $43,480 (₱2,282,743 based on the current foreign exchange rate) annually on average. Sun Life Taps ePERA to Expand DEAL’s Reach. Find out more now. She has spent several years working at investment banks and asset management firms in Singapore before finally deciding to come back home in 2014. Shortly after being acknowledged by the Insurance Commission as the country’s No. And then keep at it. Clients who have Sun First Aid, Sun First Aid Plus, or Hospital Income. Sun Life Financial-Philippines Foundation, Inc. Need some help? Calculations of sunrise and sunset in Victoria – British Columbia – Canada. This is why the Sun Life Foundation is committed to supporting its reforestation by conducting regular tree-planting activities, with the help of Sun Life employees and advisors. Fortunately, remote consultations have been adopted to ensure access to relevant services without physical contact and prevent. The fair will feature various health activities, including free consultations, health risk assessments, and nutrition counseling. *Invested in the Sun Life Prosperity Balanced Fund from May 30, 2009 to May 30, 2014 with initial investment of P150,000. Hack your biggest expenses. Nowadays, a lot of financial solutions can get you to your goals in life. Your budget should include transportation, food, entrance fees, accommodations, etc. At the center of the campaign is a set of videos which shows how. Determine your budget. Be practical. In Flower of Evil, Sun Life ambassador Piolo Pascual plays an underrated father, with his character’s past often eclipsing his yearning to become a family man. 1. Buy books that can refresh and improve your knowledge. A policy advance is not covered by Bayanihan 2 since it is not considered a commercial loan. Reduce risk by developing a portfolio that is able to. Education. The video gives a glimpse of her journey and the crucial role that her Sun Life advisor Chris. Sun FlexiDollar1 is dollar-denominated investment-linked life insurance plan that lets you grow your dollars. Temporary unavailability of the Sun Life Client Care Hotline. 16 * Loyalty Bonus is not guaranteed and will depend on the actual performance of the fund. The Fund may also serve as a parking facility prior to investment in other dollar funds. Keep stress levels low. The activity had been put on hold due to the pandemic but was resumed after two years amid the improving situation. Issa Aviles is the first Certified Primal Health Coach in the Philippines. In Frugal Honey, she chronicles her day-to-day money concerns, such as saving for an emergency fund and their family’s daily expenses. 8th Floor, Sun Life Financial Tower. In this special day, they would appreciate a visit and some quality time with their children. Secure her health and future. Save extra money that may come your way. 8402 Fund Size USD 33,547,597 What does the Fund invest in? The Dollar Bond Fund is offered as a fund option exclusive to Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission. Also, the SUNPIOLOGY Virtual Race will cover longer. Insurance Products – there are plenty of insurance products that can help you provide for your child’s quality education. The event, which will take place on November 30, 2022, at. Sun Wealth Prime 7 is designed to help policyholders secure the future of their loved ones by providing life insurance protection for seven years. Sun Future Proof will also empower business owners to create a financial plan with the help of a Sun Life advisor, who has been specially trained to handle both their business goals and personal goals. Having a travel insurance lets you enjoy peace of mind even if some things go wrong. com. Acarbose. ”. It helps us create a goal – how much we spend vs. Both Type 1 and Type 2 diabetes share similar warning signs as follows: Hunger and fatigue. Most families started eating more fruits and vegetables when the pandemic struck to keep. There’s also nothing wrong with credit cards, in fact they can be very convenient. Read this 2018 press release from Sun Life Financial Philippines entitled Sun Peso Maxmier providing. One mistake can ruin the entire process, and you would have to try all over again. The promo period is from April 16 to May 16, 2023. 8 new ways to stay healthy in the new normal. We at Sun Life would like to help. 10. Like Amaya, she set an example. Bright preparations for life after the pandemic. The launch of the peso versions of our global fund suite will allow our clients to diversify their financial assets without the inconvenience of having to exchange their Peso,” Sun Life of Canada (Philippines), Inc. The message is depicted in a fun and vibrant music video featuring Sun Life brand ambassador Piolo Pascual, set against singer-songwriter Johnoy Danao’s song “Bright Like the Sun” in the background. Budget before you book so you can limit and adjust your expenses while your summer trip is still in the planning stage. Global Opportunity Payout Fund is offered as a fund option exclusive to Sun MaxiLink Dollar One, Sun FlexiDollar and Sun FlexiDollar1, which are. And he’s ready to work hard for it. Retiring OFW. The 91-day grace period is counted from payment due date of said policies/plans falling between February 15, 2020 to May 31, 2020. Improve financial knowledge. Request a free sample. Develop a goal-oriented portfolio that is aligned with your risk profile. If you have invested in mutual funds, let the experts navigate through the risks and opportunities during this pandemic. Set goals. Amid the economic challenges and the shift to online learning prompted by the pandemic, Sun Life Financial-Philippines Foundation, Inc. MyFuture Fund is offered as a fund option exclusive to Sun FlexiLink, Sun FlexiLink1 , Sun FlexiLink Assist , Sun MaxiLink 100, Sun MaxiLink One , Sun MaxiLink Prime, and Sun MaxiLink Bright, which are investment-linked life insurance products regulated by the Insurance Commission. The fund can be availed for the following Sun Life investment-linked insurance products: Sun MaxiLink Dollar One, Sun FlexiDollar1, and Sun FlexiDollar, the insurer. Metformin XR. For Sun FlexiLink and Sun FlexiDollar (both are regular pay), the death benefit is Increasing Death Benefit. But sometimes, life gets in the way. At this point in their working life, their financial plan must include life insurance, health insurance, and investments like mutual funds. Keeping things light and fun will surely make decluttering manageable. Here are four steps you can do to take control of your financial journey. Aside from the Philippines, a Resolution Run to kick diabetes and live healthier lives will also happen in Malaysia (January 13), Indonesia (January 20), Hong Kong (January 27), and. Sun Life Financial (Hong Kong) Limited. 3. We’re all excited for the COVID-19 pandemic to end. IN A bid to help clients diversify their US dollar assets, Sun Life of Canada (Philippines), Inc. Whether 2022 posed victories or hurdles for you, 2023 is a great time for renewal, bursting with opportunities and potential to do better and solidify your wins. Investments Head Ivan Corcuera said. was honored in the recent Philippine Quill Awards for Tulong Eskwela, a program jointly mounted with AHA! Learning Center to help teachers, students, and parents pivot towards distance and hybrid learning setup, especially at the height of the pandemic. A few years ago, I came across the three jars concept in teaching kids about. The New Year is a great time for a reset. I am wealthy in every areas of my life. Back then, I was not making as much as I am earning now, and yet, I was never really short on cash. Choose and stick to one credit card. The Dollar Money Market Fund is offered as a fund option exclusive to existing policy holders of Sun FlexiDollar, Sun FlexiDollar1, and Sun MaxiLink Dollar One, which are investment-linked life insurance products regulated by the Insurance Commission. According to Vera, washing pillow covers, curtains, and area rugs thoroughly is another easy way of brightening up the home. Take care of your health. With both ladies now practicing the habit of saving and investing for the future, they are more than ready to make their dreams come. It’s not easy to live in another country. but every car and every motor oil differs. camat@moneytalkph. You may avail of these Sun Life insurance and investment products before leaving the country to work abroad, while you are in the Philippines, or as a returning resident. 6. From buying in full price to patronizing native guides, here are seven reasons letting you know the importance of supporting local tourism: 1. H ealthy Diet. Furthermore, as long as there is enough fund value to cover the charges, a VUL. You must develop the habit of saving for your child’s education. Getting in touch with a Financial Advisor is a step closer to securing the future, for you and your loved ones. However, this could lead to problems, especially when the younger members are not prepared to make financial decisions when it’s already their. Each swipe is a loan. My siblings and I dutifully trooped to a bank branch to open. I am becoming more prosperous and successful every day. MyFuture Fund is a target date fund that primarily invests. We were awarded. Setting clear goals means knowing exactly what you want to accomplish within a certain timeframe. Chocolate chips. One of the quickest ways to budget for a rainy day fund. When the critical illness benefit was finally approved, we could not have been any happier that Sun Life fulfilled its promise and was not heedless to our need. Rachelle is a 30-something mom to a 3-year old Riri. It comes with sacrifices especially if one will be on his/her own. You can reach him at +639179698062 or email him at raymund. Stay on a budget. Practical Thinker made her last annual payment. In the wake of the coronavirus disease (COVID-19) pandemic, many Filipinos have their minds awash with fear and worry. M. PHP500,000 to PHP999,999. When will the 60-day grace period begin? The 60-day grace period will begin from the payment due. Tel. BELIEF: Money is the root of all evil; hence, it’s evil to be rich. g. A dancer and athlete for most of her life, she earned her certification in early 2017 with the aim of helping busy executives like herself to make better, well-informed choices on diet, fitness and lifestyle in alignment with human evolutionary science. The Global Opportunity Payout Fund can be availed for the following Sun Life investment-linked insurance products: Sun MaxiLink Dollar One, Sun FlexiDollar1, and Sun FlexiDollar, the company said. 1. The Direct Online team will validate the transactions and process the release of the reward credits to. Financial security gains even more urgency in these challenging times. ) 500% of the Regular Premium plus 125% of all Excess. Helping kids understand life and money lessons. Get started now. Investments Head Ivan Corcuera said. The Dollar Bond Fund is offered as a fund option exclusive to Sun FlexiDollar and Sun FlexiDollar1, which are investment-linked life insurance products regulated by the Insurance Commission. ”. Sun Life Expands to Cater to More Clients. October 13, 2022. (Sun Life Foundation), in collaboration with its implementing partner Good Neighbors International Philippines (GNIP), recently donated bicycles for school kids in the remote areas of Sitio Bakal and Sitio Ibayo along the border between Quezon City and Rizal. It doesn’t start only after graduation. Average return of Sun Life Prosperity Balanced Fund (moderate risk) - 8%. Remember, money is a reality of life and it is connected to almost everything that we do. Face Amount. Parents who fail to explore opportunities to grow their money may fail to secure their future. You have to have goals, you have to work hard, and you have to dedicate yourself to that dream,” he muses. The Negosyante Starter Pack, meanwhile, would suit entrepreneurs and freelancers who, like Enchong, are looking to fund business and personal goals.